Alkhidmat Mawakhat Program was initiated with an objective of providing interest free micro credit to the poor and needy to enable them to start business, earn a respectable income and improve their standard of living. Mawakhat Program is dedicated to improve lives of the under privileged segment of society: who are financially unstable and await opportunities to a respectful earning. 

The program is based on the Islamic teachings of “Qarz-e-Hasna” which literally means to help someone in need through interest-free loan. Mawakhat Program also provides the poor with interest-free loans so that they may acquire a livelihood, a skill to earn and fulfill their needs.

Small Interest Free Loans

Under the Small Interest Free Loans, Alkhidmat Foundation Pakistan provides cash support to the borrowers who utilize the loans to expand their existing businesses. The beneficiaries are supposed to return the loaned amount within an agreed duration. AKF charges no interest for the loans.

Liberation Loans

Liberation Loans are provided for the payment of loans obtained from money lenders who charge heavy interest rate. Alkhidmat Mawakhat Program pays the principle amount to liberate the borrowers. The borrowers return the loaned amount to Mawakhat Program within the agreed tenure.